Sanitas companies: what does it cover?
Sanitas corporate health insurance offers comprehensive medical coverage, designed to adapt to the needs of each organization and its employees. These are the main coverages and services included:
Main coverages
Primary medicine: General medicine, pediatrics, nursing and emergency care consultations.
Medical specialties: Access to specialties such as cardiology, dermatology, endocrinology, traumatology, gynecology, ophthalmology, oncology and psychiatry.
Diagnostic tests: Clinical analysis, ultrasounds, X-rays, MRIs, endoscopies and scans.
Therapeutic methods: Rehabilitation, oncological treatments, respiratory therapies and speech therapy.
Surgical interventions and hospitalization: Coverage for operations and hospital stays.
Dental coverage: More than 30 dental treatments included and special discounts on other procedures.
Emergencies abroad: Emergency medical assistance outside of Spain, with coverage up to the limit established in the policy.
Why buy business health insurance with Sanitas?
Choosing Sanitas to protect your employees' health guarantees you access to one of the most extensive medical networks in Spain, innovative services, personalized care, and advantageous conditions for both the company and its employees.
Sanitas Companies: Coverage
Health insurance Sanitas Companies They offer comprehensive and flexible health coverage, designed to adapt to the needs of all types of organizations, from SMEs to large corporations. These group policies allow companies to comprehensively care for their employees, improving their well-being and commitment to the company.
Sanitas Companies: Price
The price of health insurance for companies with Family assistance IPLUS It varies depending on various factors such as the size of the company, the age of the insured, the level of coverage purchased, and the optional coverage included in the policy.
Sanitas Companies offers flexible and customized solutions to fit the needs and budget of each organization. There are options designed for both small businesses seeking basic health insurance and large corporations requiring broader coverage, wellness programs, and additional services.
Factors that influence the price of Sanitas Companies
| Factor | Description |
|---|---|
| Number of insured employees | The more employees are insured, the better the conditions and volume pricing. |
| Age of the insured | The price varies depending on the average age of the employees included in the policy. |
| Coverage level | The cost increases when adding medical specialties, hospitalization, or international coverage. |
| Complementary services | Additional coverages such as expense reimbursement, U.S. coverage, or temporary disability affect the final price. |
| Insurance modality | The type of insurance purchased (Sanitas Inicia, SMEs or Companies) directly influences the rate. |
Health insurance for companies
Health insurance for companies have become one of the most valued social benefits by employees and a key tool for companies looking to attract and retain talent. At Saitas, we offer medical insurance for companies Fully customizable, with extensive coverage, access to top-tier medical teams, and preferential conditions for employees and managers. Taking out group health insurance not only improves team well-being, but also reduces absenteeism and projects an image of a company committed to caring for its workforce.
Benefits of taking out health insurance for companies
| Advantage | Description |
|---|---|
| ✅ Improved workplace well-being | Health insurance for companies increases team satisfaction and motivation. |
| ✅ Attracting and retaining talent | Offering benefits such as health insurance helps attract and retain top professionals. |
| ✅ Reduction in absenteeism | Rapid access to private healthcare facilitates rapid diagnosis and treatment. |
| ✅ Tax advantages | Group insurance premiums can benefit the company from tax benefits. |
| ✅ Personalized medical coverage | Possibility of adapting health insurance to the needs of each organization. |
| ✅ Image of a committed company | It conveys social responsibility and care towards the people who are part of the project. |
Health insurance for groups
Health insurance for groups It is an ideal solution for companies, associations, and professional groups that wish to offer private health coverage to their members. This type of group policy offers preferential conditions compared to individual insurance, with more competitive rates and coverage tailored to the needs of the group.
At Sanitas, we work with the main insurers to offer group health insurance Flexible, with access to extensive medical teams, referral hospitals, and personalized care. In addition to improving the well-being and peace of mind of policyholders, this type of insurance helps strengthen the bond between the organization and its members, projecting a solid image of commitment to their health.
Whether for companies with dozens of employees or for small professional groups, our health insurance for groups They are designed to offer excellent value for money, with the option of including additional coverage such as preventive medicine, mental health, dental care, or reimbursements.
Group health insurance without a questionnaire
Taking out group health insurance without a medical questionnaire It's an increasingly popular option for companies and organizations looking to facilitate hassle-free access to private healthcare for their employees or members. This type of policy allows policyholders to be included without having to undergo a prior health exam or declare pre-existing conditions, which streamlines the process and reduces barriers to entry.
At Sanitas, we offer group health insurance without a medical questionnaire For groups with a minimum number of insured members, with comprehensive coverage, access to the country's leading medical teams, and complementary services such as video consultations, psychological care, and preventive medicine. It's the perfect solution for taking care of your team from day one, without paperwork or medical filters that could exclude anyone.
Furthermore, these insurance policies can be purchased with favorable tax terms for the company and with the possibility of including family members of employees or group members.
Comparison: Group insurance without a medical questionnaire vs. individual insurance
| Feature | Group health insurance without a questionnaire | Individual health insurance |
|---|---|---|
| Medical questionnaire | Not required | Mandatory in most cases |
| Access to coverage | From day one, no filters | There may be limitations or exclusions |
| Price | Reduced rate by volume | Individual price, higher |
| Ease of hiring | Agile process without medical procedures | Slower process, with prior evaluation |
| Ideal for... | Companies, associations and groups | Individuals and self-employed workers |
| Tax advantages | Applicable to company and employees | Not applicable in most cases |
Group health insurance is regulated by current insurance industry regulations in Spain, which guarantees transparency and protection for both the contracting companies and the employees who benefit from it.
If you wish to know more about the legislation and supervision of this type of policies, you can consult the General Directorate of Insurance and Pension Funds, the body that regulates and controls the insurance market in Spain.
Sanitas Business Telephone: 900 90 13 14
You can contact their specialized team directly through the toll-free number 900 90 13 14An advisor will answer your questions about coverage, prices, contract terms, and tax benefits for your business.
📞 Call now at 900 90 13 14 and discover how Sanitas can help you take care of your team with flexible group health insurance tailored to your needs.
Family assistance IPLUS Companies
Medical network and medical assistance
- Primary care, emergencies and access to specialists: (paediatrics, gynaecology, cardiology, dermatology, etc.)
- Diagnostic tests, simple (ultrasound, analysis, etc) and high-tech (CT scan, MRI,etc)
- Therapeutic methods, simples (physiotherapy, aerol therapy…) and high- tech (lithotripsy, radiotherapy, chemotherapy
- Hospitalisation and surgery
- Emergency assistance abroad for trips up to 90 days
- Dental coverage with 30 services included.
- International second medical opinion
Economic and tax benefits for the company
- Corporate tax deductible: you can deduct 100% as a corporate tax expense.
- Salary optimisation: you can count health insurance as a salary negotiation tool. The value perceived by your employees is much higher than its real cost.
- Work abserntism control: by improving waiting times for medical and surgical procedures, you ensure a reduction in work abserntism
- Employee loyalty: health insurance is one of the most valued social benefits.
Economic and tax benefits for the employee
- The first €500 spent on medical insurance is exempt from personal income tax.
- Access to private medicine at a lower cost than paying as a private patient
- Work-life balance, with access to medical appointments outside working hours.
Two contract options
- Sanitas Pymes Digital . Fully comprehensivie
- Sanitas Inicia: specialists and diagnostic tests
copays
Sanitas Empresas is available in two versions: without copays and with copays. The copays are the following:
From 0-6th service: 0€; from 7th to 10th service: 4€; from 11th to 15th service: 7€ and from the 15th service: 10€
Copay for dental services: 3€. High frequency services: 12€ (childbirth preparation, physiotherapy (10sessions), ventilation and aerosol therapy (15 sessions). Resto of respiratory therapies (oxygen therapy, BPAP and CPAP 30 days)
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